Merchant Category Code (MCC)

A Merchant Category Code (MCC) is a classification code which identifies the line of business in which the merchant is engaged by the type of processing, authorisation and settlement it conducts. The merchant category code is a four-digit number assigned to a business by credit card companies when a business starts to accept credit card payments (VISA, MasterCard, American Express) by a credit card machine.

There are approximately 600 different kinds of merchant category code that denote various types of business. For example, if a supplier primarily sells compute hardware, it’s VISA merchant category code may look like MCC 5732 “Computer Hardware”.

As part of their retail merchant services in the USA, credit card companies can use this merchant category code to determine if a payment needs to be reported to the Internal Revenue Service (IRS) for tax purposes.

Look up merchant category codes here

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Payment Processing Services by NOIRE

NOIRE provides industry leading online payment processing services & risk management technologies. Designed using NOIRE, “Simply Switch On”, approach to payment processing, our payment solutions are built using the latest payment processing technology enabling businesses to “Plug In” and “Switch On” payment modules with ease if and when required.

As a leading Payment Service Provider, you can trust NOIRE to find the right solution for your business. We provide everything in one simple agreement – your Internet Merchant Account, Payment Gateway and Payment Processing with all the leading cards issuers. Combined with NOIRE’s industry leading fraud & risk management solutions, merchants can be confident managing their payments safely and securely from beginning to end with NOIRE.