Optimise profits through advanced risk management

Product Facts

Every customers transaction is important, the challenge in risk management is to keep the fraud out and chargebacks low while letting the good customers have frictionless experience. Strong customer authentication with 3ds version 2 is provided as standard. However, it maybe needed to have a wide selection of best-of-breed tools to choose from and adapt to your needs. We offer the largest range of risk management tools on the market. It can be easily mixed and matched to fulfil the needs in your industry. The solution offers:

  • A complete data validation
  • All expected basic risk checks
  • A wide selection of intelligent risk checks
  • A large number of third-party risk checks and database providers that are already integrated.
  • A complete set of credit assessment tools, such as 3-D Secure version 2, AVS, CVV, etc.
  • Comprehensive monitoring of transaction patterns
  • Extensive manual review functionalities
  • Effective risk scoring
  • To individually tailor checks and set exit conditions
  • Data validation, like doublet checks, black and white lists
  • General checks, like BIN checks, address verification
  • IP-based checks, e.g. anonymous proxy or geo-location built on Neustar IP (formerly Quova)
  • Plausibility and velocity checks
  • Intelligent fraud detection algorithms
  • Authentication checks, like 3-D Secure, email, SMS, bank account or credit card authentication
  • Monitoring and control through data-mining correlation tests
  • External risk checks, like Schufa, Info score, Threat Matrix, ReD Shield, Gatekeeper, Delta vista Transactions that are below a predefined and fully customisable threshold are declined; the rest are approved.

Create an optimal risk check chain at the lowest price for your merchants.


  • Minimize chargeback fees, fraudulent and unauthorized transactions
  • Increase conversion rate rather than refusing good business
  • Customize filter settings according to your business needs
  • Increase reputation through minimizing fraud
  • Easy to use – no special technical configurations needed


Our more than 120 internal risk management tools can be applied to transactions involving e-commerce, remittance, adult entertainment, MLM (multi-level marketing), travel, pharmacy, dating, gaming and gambling. We have several years’ experience in creating the perfect fit for your merchant’s risk set-up.

Technical Features

To achieve a state-of-the-art risk management, all checks offered can be easily activated through the merchant backend platform. No technical configuration is needed. Activation of additional external risk checks is also available. All checks are executed and scored in real time.

Data validation, like doublet checks, black and white lists

Ready to get started?

If you want to learn more about Noire our team is here to help.