Intelligent Fraud Detection

Optimise profits through advanced risk management

Every customers transaction is important, the challenge in risk management is to keep the fraud out and chargebacks low while letting the good customers have frictionless experience. Strong customer authentication with 3ds version 2 is provided as standard. However, it maybe needed to have a wide selection of best-of-breed tools to choose from and adapt to your needs. We offer the largest range of risk management tools on the market. It can be easily mixed and matched to fulfil the needs in your industry. The solution offers:

A complete data validation

All expected basic risk checks

A wide selection of intelligent risk checks

A large number of third-party risk checks and database providers that are already integrated.

A complete set of credit assessment tools, such as 3-D Secure version 2, AVS, CVV, etc.

Comprehensive monitoring of transaction patterns

Extensive manual review functionalities

Effective risk scoring

To individually tailor checks and set exit conditions

Data validation, like doublet checks, black and white lists

General checks, like BIN checks, address verification

IP-based checks, e.g. anonymous proxy or geo-location built on Neustar IP (formerly Quova)

Plausibility and velocity checks

Intelligent fraud detection algorithms

Authentication checks, like 3-D Secure, email, SMS, bank account or credit card authentication

Monitoring and control through data-mining correlation tests

External risk checks, like Schufa, Info score, Threat Matrix, ReD Shield, Gatekeeper, Delta vista Transactions that are below a predefined and fully customisable threshold are declined; the rest are approved.

Create an optimal risk check chain at the lowest price for your merchants.

Optimise profits through advanced risk management

Product Facts

A complete data validation
All expected basic risk checks
A wide selection of intelligent risk checks
A large number of third-party risk checks and database providers that are already integrated.
A complete set of credit assessment tools, such as 3-D Secure version 2, AVS, CVV, etc.
Comprehensive monitoring of transaction patterns
Extensive manual review functionalities
Effective risk scoring
To individually tailor checks and set exit conditions
Data validation, like doublet checks, black and white lists
General checks, like BIN checks, address verification
IP-based checks, e.g. anonymous proxy or geo-location built on Neustar IP (formerly Quova)
Plausibility and velocity checks
Intelligent fraud detection algorithms
Authentication checks, like 3-D Secure, email, SMS, bank account or credit card authentication
Monitoring and control through data-mining correlation tests
External risk checks, like Schufa, Info score, Threat Matrix, ReD Shield, Gatekeeper, Delta vista Transactions that are below a predefined and fully customisable threshold are declined; the rest are approved.

Create an optimal risk check chain at the lowest price for your merchants.

Benefits

Minimize chargeback fees, fraudulent and unauthorized transactions
Increase conversion rate rather than refusing good business
Customize filter settings according to your business needs
Increase reputation through minimizing fraud
Easy to use – no special technical configurations needed

Functionality

Our more than 120 internal risk management tools can be applied to transactions involving e-commerce, remittance, adult entertainment, MLM (multi-level marketing), travel, pharmacy, dating, gaming and gambling. We have several years’ experience in creating the perfect fit for your merchant’s risk set-up.

Technical Features

To achieve a state-of-the-art risk management, all checks offered can be easily activated through the merchant backend platform. No technical configuration is needed. Activation of additional external risk checks is also available. All checks are executed and scored in real time.

Data validation, like doublet checks, black and white lists