A negative database is a collection of records (cardholder accounts) containing all accounts and details on which charge privileges have been revoked by the issuer and/or require a voice authorisation. A card may appear on the negative database if an account regularly issues chargebacks or if a card is suspected of fraudulent behaviour.
Negative database can also be referred to as a “Negative File”.
Payment Processing Services by NOIRE
NOIRE provides industry leading online payment processing services & risk management technologies. Designed using NOIRE, “Simply Switch On”, approach to payment processing, our payment solutions are built using the latest payment processing technology enabling businesses to “Plug In” and “Switch On” payment modules with ease if and when required.
As a leading Payment Service Provider, you can trust NOIRE to find the right solution for your business. We provide everything in one simple agreement – your Internet Merchant Account, Payment Gateway and Payment Processing with all the leading cards issuers. Combined with NOIRE’s industry leading fraud & risk management solutions, merchants can be confident managing their payments safely and securely from beginning to end with NOIRE.