Pick Up Card
A bank card becomes a pick up card when the customer attempts to use a visa debit or any other card payment methods at a POS terminal and, after entering chip and pin details, the card gets declined.
The retailer may receive a response from the card issuer that the transaction is being attempted on a visa card that the card issuer would like to be confiscated from the merchant account and returned to the issuer. It is not always possible to confiscate the card, as it is up to the cardholder to hand it in, however the cardholder will be unable to use the card.
This message can occur when attempting a transaction if a cardholder has had their bank card stolen, they have lost the card, they are misusing the account or the issuing bank has closed the account.
Payment Processing Services by NOIRE
NOIRE provides industry leading online payment processing services & risk management technologies. Designed using NOIRE, “Simply Switch On”, approach to payment processing, our payment solutions are built using the latest payment processing technology enabling businesses to “Plug In” and “Switch On” payment modules with ease if and when required.
As a leading Payment Service Provider, you can trust NOIRE to find the right solution for your business. We provide everything in one simple agreement – your Internet Merchant Account, Payment Gateway and Payment Processing with all the leading cards issuers. Combined with NOIRE’s industry leading fraud & risk management solutions, merchants can be confident managing their payments safely and securely from beginning to end with NOIRE.